# Phone Trust

## Phone Trust
| Trust Element | What it indicates | Reason Code | Explanation |
|  --- | --- | --- | --- |
| **Phone Verification** | Whether the phone number is valid and supports SMS | `PhoneNotValid` | Phone number not verified |
|  |  | `PhoneTypeMobile` | Phone verified as mobile |
|  |  | `PhoneTypeNotMobile` | Phone verified as not mobile |
|  |  | `PhoneTypeUnknown` | Phone line type is unknown |
|  |  | `PhoneExists` | Phone number exists |
|  |  | `Unverifiable` | Unable to verify |
|  |  | `CannotBeConfirmed` | Insufficient or mixed information returned |
| **Phone Affiliation** | Whether the phone account is affiliated with the identity | `AccountNameFullMatch` | Name matched to phone account |
|  |  | `AccountNamePartialMatch` | Name partially matched to phone account |
|  |  | `AccountNameNoMatch` | Name not matched to phone account |
|  |  | `Affiliated` | Phone account is affiliated with at least one provided PII element |
|  |  | `AffiliationNotConfirmed` | Unable to confirm or deny if the phone account is affiliated with the individual |
| **Phone Insights** | Additional risk signals for the phone | `AccountAgeRisk` | Phone line with the carrier is less than 30 days old |
|  |  | `AccountChangeRisk` | Phone number has risk associated with a recent event (porting, name/ownership change, IMEI or IMSI change) |
|  |  | `PhoneUseRisk` | Phone number associated with usage risk signals |
|  |  | `NoInsightsReturned` | No negative insights returned |

> **Phone consent requirement.** To access US Mobile Network Operator (MNO) phone data, your integration's Terms & Conditions or Privacy Policy must include Equifax's mandated consent language verbatim. The consent fields must accompany every request.



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Version: v3

## Description:

  - `Phone Trust` ()
    Trust ElementWhat it indicatesReason CodeExplanationPhone VerificationWhether the phone number is valid and supports SMSPhoneNotValidPhone number not verifiedPhoneTypeMobilePhone verified as mobilePhoneTypeNotMobilePhone verified as not mobilePhoneTypeUnknownPhone line type is unknownPhoneExistsPhone number existsUnverifiableUnable to verifyCannotBeConfirmedInsufficient or mixed information returnedPhone AffiliationWhether the phone account is affiliated with the identityAccountNameFullMatchName matched to phone accountAccountNamePartialMatchName partially matched to phone accountAccountNameNoMatchName not matched to phone accountAffiliatedPhone account is affiliated with at least one provided PII elementAffiliationNotConfirmedUnable to confirm or deny if the phone account is affiliated with the individualPhone InsightsAdditional risk signals for the phoneAccountAgeRiskPhone line with the carrier is less than 30 days oldAccountChangeRiskPhone number has risk associated with a recent event (porting, name/ownership change, IMEI or IMSI change)PhoneUseRiskPhone number associated with usage risk signalsNoInsightsReturnedNo negative insights returned Phone consent requirement. To access US Mobile Network Operator (MNO) phone data, your integration's Terms & Conditions or Privacy Policy must include Equifax's mandated consent language verbatim. The consent fields must accompany every request.