# Direct - Data & Cache

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Force-refresh a user's credit data or clear cached copies. Use these when you need the next read to bypass the cache (e.g. after a feature change, dispute, or account update).
**Authentication.** Direct API host token (Bearer JWT obtained from `POST /direct/login`).
**Behavior.**
- **Force refresh** triggers a fresh fetch from Equifax and updates the user's stored data. The next read returns the new copy. **Available for Equifax only.**
- **Reset cache** clears the cached copy without triggering a fetch. The next read repopulates the cache from the bureau.

Connected products: [Credit Scores](/client-spec/products#credit-scores), [Credit Reports](/client-spec/products#credit-reports).

 - [POST /direct/update-refresh/{id}](https://crsintegration.redocly.app/client-spec/direct-data-and-cache/updaterefresh.md): Triggers a refresh of the user's credit data from Equifax. Does not return the refreshed data, only triggers the refresh. **Parameters:** The `{id}` path parameter is the user's unique identifier (UUI
 - [POST /direct/reset-cache/{id}](https://crsintegration.redocly.app/client-spec/direct-data-and-cache/resetcache.md): Clears the cached credit report and score data for the specified user. The next data request will fetch fresh data from Equifax. **Parameters:** The `{id}` path parameter is the user's unique identifi